DAiM presenta il primo piano 401(k) incentrato su Bitcoin negli Stati Uniti

DAiM lavorerà a stretto contatto con le aziende come loro consulente per aiutarle a creare un piano 401(k) con un’allocazione di Bitcoin fino al 10%.

Digital Asset Investment Management alias DAiM ha annunciato di aver lanciato il primo piano 401(k) incentrato sui Bitcoin negli Stati Uniti. L’azienda, che è orgogliosa di essere il primo consulente d’investimento registrato con licenza per Bitcoin e Digital Assets, ha notato che i nuovi servizi sono pienamente conformi all’Employee Retirement Income Security Act (ERISA).

„DAiM funge da fiduciario del piano ed è responsabile della selezione, della gestione, del monitoraggio e del benchmarking delle offerte di investimento“, ha osservato la società nel comunicato stampa.

Nel consiglio di amministrazione

Secondo Adam Pokornicky, COO di DAiM, dalla nascita dell’azienda due anni fa, c’è stata un’enorme richiesta di un piano 401(k) incentrato sul bitcoin in tutto il paese. Tradizionalmente, il piano pensionistico 401(k) non offre ai dipendenti opzioni di investimento diversificate. Di conseguenza, i rendimenti sono fissi e la mente a causa del dollaro si sta deprezzando ad un tasso veloce mentre la Fed inonda il mercato con nuove banconote in dollari per compensare la crisi del coronavirus.

Pokornicky ha notato che la Bitcoin ha dimostrato oltre ogni ragionevole dubbio di poter resistere alle pressioni del mercato e quindi di avere una buona riserva di valore.

In particolare, l’azienda ha lanciato il suo primo piano 401(k) sponsorizzato dal datore di lavoro nell’ottobre 2019 per testare la sua vitalità sul mercato. D’ora in poi, DAiM ha scelto di scalare il programma di test in tutti gli Stati Uniti con Bitcoin al centro della scena.

„Siamo orgogliosi di essere leader nei servizi di gestione degli investimenti regolamentati per Bitcoin e siamo entusiasti di dare la nostra capacità fiduciaria per consentire l’accesso a Bitcoin nei piani 401(k) in questo modo“, afferma Pokornicky nel comunicato stampa.

DAiM 401(k) Piano Bitcoin

A quanto pare, DAiM lavorerà a stretto contatto con le aziende come loro consulente per aiutarle a creare un piano 401(k) con un’allocazione di Bitcoin fino al 10%. In particolare, i Bitcoin assegnati saranno tenuti da Gemini Trust in custodia presso le celle frigorifere.

In questo modo si garantisce che i fondi dei clienti siano al sicuro dal mercato criptato altamente rischioso e, cosa ancora più importante, accessibili in caso di necessità. In particolare, il DAiM ha notato che se un dipendente dovesse lasciare l’azienda e avesse bisogno di accedere ai suoi Bitcoin archiviati, gli verrà consegnato immediatamente. Inoltre, la cella frigorifera è facilmente accessibile se i clienti vogliono allocare più Bitcoin nel loro piano 401(k).

In particolare, DAiM ha notato che i clienti interessati che hanno bisogno di avere un piano 401(k) focalizzato sui Bitcoin entro il prossimo anno dovrebbero organizzare i piani entro la metà di dicembre 2020.

Questo è un enorme passo avanti sia per il Bitcoin che per l’industria dei crittografi in generale. È una chiara indicazione che le autorità di regolamentazione hanno accettato il Bitcoin e l’industria dei crittografi è qui per rimanere e dovrebbe abbracciarlo per sempre.

Ethereum: one million active users for the 10 biggest dApps

As Ethereum will begin its transition to a Proof-of-Stake model, its decentralized applications (dApps) are used more and more. There are now one million monthly active users for the ten biggest dApps around.

Ethereum’s dApps attract new users

Data from dAppradar shows which are Ethereum’s major dApps , which have the most users. Over the month, DeFi Swap , Crypto.com’s token exchange protocol , gathered the most users (over 500,000), stealing the place from https://bitcoinsuperstar.net. However, the unicorn exchange is second, with 276,000 users. Then there are Compound (144,000 users), Forsage (29,000) and Hex (22,000).

This strong representation of DeFi projects is not entirely surprising. Decentralized finance is enjoying renewed interest at the end of the year, after suffering an exodus of users in September and October. Uniswap has the largest volume: over $ 13 billion for the month.

The trend is confirmed by the active addresses of DeFi projects , which have been on the rise for a month, according to data from CoinMetrics :

The ETH price on the rise

This enthusiasm for Ethereum dApps can be compared to the price of ETH , which is exploding in concert with that of Bitcoin (BTC) . In two days, it takes + 12%, and + 25% over the month:

Note, however, that it just unscrewed early this morning , dropping from over $ 495 to $ 456. However, its progress over the year remains very correct, since it has taken + 158% over the last twelve months. It also has a market capitalization of over $ 54 billion.

The developers have officially submitted a deposit contract for air 2.0.

The developers presented an etheric 2.0 deposit contract, which will be a bridge between the future at the Proof-of-Stake (PoS) and the existing one at Proof-of-Work (PoW).

Initially, the launch of Air 2.0 was scheduled for 3 January 2021 (12th anniversary of the launch of the bitcoin network), but the The News Spy developers postponed the date to 1 December 2020.

Users can now begin entering into a 32-air (ETH) contract for stacking. 16,384 validators must enter 524,288 ETH into the contract by the target date for the launch of the Beacon Chain network, which will be the start of ETH 2.0 deployment.

Stackers will be rewarded for their stacking after the launch (or genesis) of ETH Zero Unit 2.0. The expected stacking remuneration is quite high compared to other investments and ranges from 8% to 15% per annum. There are good reasons for this: software risks and the one-sided nature of the deposit contract (during the first phases of launch, the airwaves cannot be put back into the PoW network).

„We have maximally strengthened Air 2.0 in test networks, formal checks and audits. We are incredibly pleased to see community activity around Air 2.0, now with real value in the stacking,“ said ConsenSys CEO Joe Lubin in a comment for Coindesk.

„Deployment of the deposit contract is a point of no return for Air 2.0. Right now we have no other choice but to finish the job. After 2.5 years of working on this, I am incredibly excited about where we are and what lies ahead,“ said Ben Edgington, developer of Air 2.0 at ConsenSys.

Huobi: Bitcoin exchange manager allegedly arrested

A Huobi manager was rumored to have been arrested. Despite denials, many investors are selling their bitcoins. Then there’s a mysterious tether payment at Huobi.

Unconfirmed rumors suggest that the COO of Singapore-based Bitcoin exchange Huobi was arrested on Monday. Huobi himself has denied these rumors, claiming that Robin Zhu was on a normal business trip and will be attending a meeting on Tuesday. Nevertheless, some investors did not allow themselves to be appeased and already started to reduce their Bitcoin deposits. The rumors are clearly reverberating, after all, Huobi is one of the largest Bitcoin exchanges in the world.

Asset accumulation made easy: just € 3,000 once is enough

Safe investments and high returns are not a contradiction in terms. Even with a small start-up capital, this method can help lay the foundation for a carefree and financially independent life. Everyone can take part in the free test, no previous knowledge is required.
powered by finative

The news portal Coindesk quoted Huobi in a recent report as follows:

We can confidently announce that these rumors are false. All members of the Huobi leadership team have been held accountable and have not been arrested or detained.

Huobi once again made it clear that despite these rumors, investors‘ money was „absolutely safe“. However, the blockchain tracker @whale_alert has already reported outgoing Bitcoin transfers from Huobi of more than 500 million US dollars within a very short time. Huobi now officially operates from Singapore, but has its origins in China. Apparently, after the rumors had spread, alarm bells rang for many investors. But not because Robin Zhu or the trading center are accused of illegal practices.

Is Huobi the focus of China’s authorities?

Rather, the background seems to be that investors fear cooperation between Huobi and the Chinese authorities. There were already some prominent Chinese crypto companies whose executives cooperated with the police and investigative authorities. The companies did not admit this information for a long time. Apparently, many now suspect a similar case with Huobi.

It was only in June of this year that rumors about Dong Zhao, co-founder of the Chinese crypto platform Renrenbit, made the rounds. After a good two weeks, the company confirmed the news that it was supporting the police in their investigations. Since October there have been problems with the Chinese crypto exchange OKEx . Its founder Star Xu is said to have been taken into police custody. The platform has since suspended all payouts.

It is also irritating that in the same breath as Bitcoin sales took place, large tether sums (USDT) arrived at Huobi. The total volume of just two transactions is over $ 400 million. Rumors of Zhu’s arrest emerged shortly after these two transfers. Since the origin of these two large amounts is unclear, one can currently only speculate about the background.

This is it, it’s election day in the USA and it’s a waiting time for Bitcoin too.

Not only the financial markets, but also the cryptocurrency markets could be shaken by this important round of elections.

In the introduction it must be said that Bitcoin is just back from one of the best months in history. October has in fact brought him to a step from 14,000 dollars and levels that Bitcoin had not seen since January 2018.
The weight of the U.S. elections on Bitcoin

This euphoric phase, however, is weighed down by the elections in the United States.

In the last few days Bitcoin has been declining and currently fluctuates at 13,400 dollars. The volumes have also returned to a low level, as if investors are waiting for more precise information from the market.

Analysts are divided on the effect the elections will have on Bitcoin.

John Bollinger, as reported by Forbes, believes that the presidential elections will have no impact on Bitcoin.

„I don’t think the election will really impact Bitcoin one way or another. It is more important to look at the adoption of major companies.

Bollinger is not afraid of the impact on traditional markets either:

„I suspect that for traditional markets, the election will be more of a ’non-event‘. I mean, we have built such an extraordinary level of emotional involvement during the election, I think whatever the results, they may actually be a bit disappointing, at least for some people, and I think traditional markets will actually be flat or higher during the election cycle. I am not one of those people who predict misfortune in relation to the election or any event that might occur after the election.

Simon Peters‘ opinion of eToro differs, reported in an email:

„It seems that we should wait until tomorrow when the United States goes to the polls before we have any clarity.

In short, his opinion is that investors are in a waiting phase.

Tomorrow, when the first results will come and then when it will be clear who will be the next president of the United States, we can see perhaps more movement in the markets.

It must be said, however, that while Trump’s positions have certainly not been pro-Bitcoin, Biden’s positions are little known. What is certain is that, no matter the winner, in the next few years cryptocurrency will no longer be ignored.